Devon Devon Meadows Devon
Created October 18, 2025
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Creator Platform Pricing Research 2024-2025

Executive Summary

The creator platform landscape in 2024-2025 is experiencing significant pricing evolution driven by three key forces:

  1. Platform consolidation toward 10% standard fees (Patreon, Substack, Gumroad)
  2. Democratization through low-barrier entry tiers (Skool’s $9 plan, beehiiv’s free tier)
  3. Growing creator backlash against platform lock-in and hidden fees

Key insight: Creators increasingly value transparency, portability, and ownership over feature richness. The most successful platforms balance accessibility (low entry barrier) with sustainable economics (clear upgrade path).

1. Pricing Model Comparison Table

PlatformEntry TierMid TierPro TierTransaction FeesCustom DomainKey Restrictions
Skool$9/mo Hobby$99/mo ProHobby: 10%
Pro: 2.9%
Hobby: No
Pro: Yes
Hobby: 1 admin, no custom URL
SubstackFree10% + Stripe (2.9% + $0.30)$50 one-time feeTotal ~16% in fees, Apple IAP forces 30% markup
Patreon5% (legacy)10% (new creators post-Aug 2025)2.9% + $0.30Link only (not full custom)Hidden payout fees, currency conversion 2.5%
GumroadFree10% flat (changed from tiered 2.9%-7%)No native supportCreators angry about 2022 fee hike (was 2.9%-7% tiered)
Ghost$11/mo (500 subs)$34/mo$199/mo0% (direct Stripe)Yes (all tiers)Self-hosted complexity, higher monthly cost
ConvertKit (Kit)Free (1K subs)$25/mo Creator$59/mo Pro3.5% on newsletters + 0.6% on commerceYes (free tier!)Revenue sharing on paid newsletters
beehiivFree (2.5K subs)$39/mo Scale0% (direct Stripe, 3% total)Yes (free tier!)Pricing increased April 2024, now subscriber-based
Circle$39-49/mo$99/mo Professional$219/mo BusinessVia Stripe (3%)YesNo transaction fees, but higher monthly costs
Mighty Networks$23-49/mo Community$99-119/mo Business$99+/mo Mighty ProVia Stripe (3%)YesBetter annual discounts than Circle

2. Platform-by-Platform Sentiment Analysis

Skool: ★★★★☆ (Positive with caveats)

Positive Sentiment:

Negative Sentiment:

Why It’s Winning:

Quote: “For the price of a McDonald’s meal, you get 90% of the platform” — Skool marketing

Substack: ★★★☆☆ (Mixed — simplicity vs. scaling costs)

Positive Sentiment:

Negative Sentiment:

Why Creators Leave:

Quote: “Revenue sharing stings once you cross $1,000 a month” — SchoolMaker review

Patreon: ★★★☆☆ (Declining — fee hikes + hidden costs)

Positive Sentiment:

Negative Sentiment:

Why It’s Losing Ground:

Quote: “Creators are understandably unhappy and threatening to leave” — Patreon IAP announcement

Gumroad: ★★☆☆☆ (Negative — fee hike backlash)

Positive Sentiment:

Negative Sentiment:

Why It Changed:

Impact:

Quote: “Gumroad raised fees to be in line with Substack and Patreon at 10%” — Sahil Lavingia

Ghost: ★★★★☆ (Strong for developers, niche for others)

Positive Sentiment:

Negative Sentiment:

Why Creators Choose It:

Quote: “Ghost lets you own your audience without platform tax” — creator testimonial

ConvertKit (Kit): ★★★★☆ (Strong for email-first creators)

Positive Sentiment:

Negative Sentiment:

Why It Competes:

beehiiv: ★★★★☆ (Rising star — best for newsletters)

Positive Sentiment:

Negative Sentiment:

Why It’s Growing:

Quote: “Most affordably priced option, though price increase in 2024 narrowed the gap” — review

3. Trend Analysis: Where Is Pricing Headed?

Trend #1: 10% Platform Fee Standardization

Evidence:

Interpretation: The industry is converging on 10% as the “platform sustainability threshold”. Platforms tried lower fees (Patreon’s 5%, Gumroad’s tiered 2.9%-7%) but couldn’t maintain operations.

Counter-Trend: Self-hosted platforms (Ghost, beehiiv, Kit) offer 0% platform fees to differentiate, but charge monthly SaaS fees instead.

Trend #2: Low-Barrier Entry + Premium Upsell

Evidence:

Strategy: Platforms are democratizing access to capture early-stage creators, then monetizing via:

  1. Higher fees on low tiers (Skool Hobby 10% vs. Pro 2.9%)
  2. Subscriber-based scaling (beehiiv, Kit, Ghost)
  3. Feature gates (custom domain, admin seats, integrations)

Why It Works:

Trend #3: Percentage vs. Flat Fee Hybrid Models

Evidence:

Shift: Platforms are experimenting with hybrid models:

Problem: Pure percentage models don’t work for niche creators. “Being a niche creator churning out content for solely affiliate commissions is not sustainable.”

Trend #4: Self-Hosted vs. Platform-Hosted Tension

Evidence:

Shift: Creators moving to:

  1. Email-first strategies (off-platform communication)
  2. Self-hosted communities (Ghost, WordPress + plugins)
  3. Blockchain alternatives (true content/audience ownership)

Platform Response:

Quote: “Platform lock-in is incredibly dangerous for writers — it strips away data and control” — creator blog

Trend #5: Fee Transparency Backlash

Evidence:

Creator Demand:

Best Practice: beehiiv, Ghost, Circle show total cost (e.g., “3% Stripe, 0% platform”) vs. hiding Stripe fees in fine print.

4. Creator Pain Points by Platform

Universal Pain Points (Cross-Platform)

  1. Hidden Fees Epidemic

    • Platform advertises “10% fee” but total cost is 15-18% after Stripe, currency conversion, payout fees
    • Creators want single, transparent number
  2. Platform Lock-In

    • Can’t easily migrate audience without losing platform features
    • Substack keeps taking 10% even after export
    • Custom domains often restricted to higher tiers
  3. Apple IAP Tax

    • 30% markup on iOS purchases (Patreon, Substack)
    • 45-day payment delays (Apple to platform to creator)
    • Creators had “no say” in decision
  4. Scaling Economics

    • Percentage fees punish success (10% of $10K/mo = $1K/mo to platform)
    • Monthly SaaS fees can be cheaper at scale (Ghost $199/mo vs. Substack $1K/mo in fees)
  5. Algorithm Dependency

    • Platform discovery helps early, but creators want direct audience access
    • Email/custom domain increasingly seen as “de-risking” strategy

Platform-Specific Pain Points

Skool

Substack

Patreon

Gumroad

Ghost

ConvertKit

beehiiv

5. Key Quotes and Sources

On Pricing Models

“10% platform fee is the new standard — Gumroad, Patreon, and Substack all converged here.” — SchoolMaker platform comparison (2025)

“For the price of a McDonald’s meal, you get 90% of Skool’s platform.” — Skool Hobby Plan marketing (2024)

“Once you cross $1,000/month, 16% in fees really stings. Ghost, beehiiv, or Kit will save you money.” — SchoolMaker Substack review (2025)

“The break-even point is clear: around $1,200 in MRR, the Pro plan’s lower fees pay for themselves.” — Skool Insiders pricing breakdown (2025)

On Creator Sentiment

“93% of creators say platform dependency has had a negative impact on their lives.” — Creator Economy Statistics (2024)

“99% of creators say having control over their content is crucial.” — Creator Economy Trends Report (2024)

“Creators are tired of battling algorithms and being at mercy of app updates.” — Mighty Networks Creator Economy Guide (2025)

“Platform lock-in is incredibly dangerous for writers — it strips away data and control.” — Big Desk Energy newsletter (2024)

On Fee Transparency

“Hidden fees are a common complaint — Patreon’s fee structure feels cloak-and-dagger.” — Whop Patreon cost breakdown (2024)

“Stripe is praised for transparent, flat-rate pricing with dashboards showing fee breakdowns.” — Stripe review (2024)

“Every donation through a credit card incurs transaction fees — typically 2.9% + $0.30 — which most platforms advertise as ‘free’ but exclude from pricing.” — Zeffy fundraising platform guide (2025)

On Platform Competition

“Skool’s gamification beats competitors hands down for long-term engagement — 2-3x higher than Circle or Mighty Networks.” — BloggingX Skool review (2025)

“Why is Skool winning vs Patreon? Community engagement. Patreon is great for monetization but doesn’t offer the same level of interaction.” — Jessica Stansberry platform comparison (2024)

“Gumroad raised fees in 2022 — creators felt angry and frustrated, many re-evaluated options.” — Travis Dailey pricing analysis (2022)

“Ghost lets you own your audience without platform tax — 0% fees, just Stripe’s 3%.” — Ghost vs. ConvertKit comparison (2024)

“In the blockchain creator economy, creators finally maintain true ownership of their content and audience relationships.” — Avanti3 blockchain creator economy trends (2025)

“Data portability fuels healthy competition and lets creators choose the platform that serves them best today, and move freely as their needs evolve tomorrow.” — Big Desk Energy newsletter (2024)

6. Recommendations for Commune Pricing Strategy

Based on this research, here are strategic recommendations for Commune:

Core Pricing Philosophy

Recommendation: Hybrid model with low-barrier entry + transparent scaling economics

Rationale:

Proposed Commune Pricing Tiers

Tier 1: “Garden” (Free)

Strategic Goal: Massive user acquisition, build network effects, prove value before asking for payment

Tier 2: “Village” ($9-15/mo)

Strategic Goal: Convert free users to paid, capture creators before $1K MRR threshold

Tier 3: “City” ($49-99/mo)

Strategic Goal: Retain scaling creators with economics that beat all competitors at scale

Breakeven Analysis:

Tier 4: “Metropolis” (Custom/Enterprise)

Differentiation Strategy

1. Radical Fee Transparency

Why: Patreon/Substack lose trust from hidden fees. Stripe wins trust with transparency.

2. Custom Domain on Paid Tiers

Why:

3. 0% Platform Fee at Scale

Why:

4. Data Portability Guarantee

Why:

5. Gamification + Knowledge Graph

Why:

6. Network Effects via Public Gardens

Why:

Pricing Messaging Examples

Homepage Hero:

“Start free. Own your knowledge. Grow without platform tax.”

Pricing Page Tagline:

“Village: $9/mo for early creators. City: 0% platform fee when you scale. Always own your data.”

Fee Transparency Section:

“Village Total Cost: $9/mo + 10% on revenue + Stripe 2.9% = ~13% all-in. No hidden fees. Ever.”

Comparison Table:

PlatformEntry CostAt $1K MRRAt $10K MRRCustom Domain (Low Tier)Data Export
Commune Village$9/mo$139/mo (13%)$1,309/mo (13%)✅ Yes✅ Full export
Commune City$99/mo$128/mo (2.9% Stripe)$389/mo (2.9% Stripe)✅ Yes✅ Full export
Skool Hobby$9/mo$139/mo (13%)$1,309/mo (13%)❌ No⚠️ Limited
Skool Pro$99/mo$128/mo (2.9%)$389/mo (2.9%)✅ Yes⚠️ Limited
SubstackFree$160/mo (16%)$1,600/mo (16%)⚠️ $50 fee⚠️ Keeps 10% after export
PatreonFree$130/mo (13%)$1,300/mo (13%)❌ Link only⚠️ Limited
Ghost$11/mo$41/mo (3% Stripe)$389/mo (3% Stripe)✅ Yes✅ Full export

Key Insight: Commune City beats all competitors at $10K MRR+ (only Ghost matches on fees, but Commune adds gamification + knowledge graph)

Risks & Mitigations

Risk 1: 0% Platform Fee Isn’t Sustainable

Mitigation:

Risk 2: Free Tier Creates Deadweight Users

Mitigation:

Risk 3: $9 Village Tier Cannibalizes City Tier

Mitigation:

Risk 4: Custom Domain on $9 Tier Is Expensive

Mitigation:

7. Competitive Positioning Summary

Where Commune Wins

DimensionCommune AdvantageCompetitor Weakness
Fee TransparencyShow total cost upfront (platform + Stripe)Substack/Patreon hide Stripe fees in fine print
Scaling Economics0% platform fee at City tier ($99/mo)Substack/Patreon charge 10% forever
Custom Domain AccessVillage tier ($9) includes custom domainSkool Hobby ($9) doesn’t, Substack charges $50
Data PortabilityFull export, no exit feesSubstack keeps 10% after export
Gamification DepthReward knowledge quality (backlinks, synthesis)Skool only rewards likes (shallow)
Knowledge GraphUnique positioning (tools for thought + community)Skool/Patreon/Substack = generic content platforms

Where Commune Faces Challenges

DimensionCompetitor AdvantageCommune Gap
Network Effects (Discovery)Substack Recommendations, Skool GamesNeeds critical mass of public gardens
Creator EducationSkool has Alex Hormozi, huge marketing budgetCommune needs creator evangelists
Ease of UseSubstack is dead simple (just write)Knowledge graph has learning curve
Platform MaturityGhost/Substack have 5+ years of polishCommune is new, needs feature parity
Payment InfrastructurePatreon/Stripe handle global paymentsCommune needs strong Stripe integration

Trend: Creator Exhaustion with Algorithm Dependency

Stat: 93% of creators say platform dependency negatively impacts their lives Implication: Creators increasingly want direct audience relationships (email, custom domain, self-hosted) Commune Opportunity: Position as “anti-algorithm” — knowledge graph discovery, not engagement-bait

Trend: Revenue Diversification

Stat: 83% of creators want multiple revenue streams (not just one platform) Implication: Platforms offering just subscriptions lose to platforms with memberships + courses + affiliates + ads Commune Opportunity: Allow multiple monetization (paid notes, paid communities, course bundling, affiliate backlinks)

Trend: Ownership & Portability

Stat: 99% of creators say content control is crucial Implication: Data export, custom domains, self-hosted options are table stakes for serious creators Commune Opportunity: Make data portability a headline feature, not fine print

Trend: Consolidation to 10% Platform Fee

Stat: Gumroad, Patreon, Substack all at 10% Implication: Market accepts 10% as “fair” for platform-hosted solutions Commune Opportunity: Undercut at Village tier (10% beats Substack’s hidden 16%), eliminate at City tier (0% beats everyone)

Trend: Democratization via Low Entry Pricing

Stat: Skool Hobby ($9), beehiiv free tier, Kit free tier Implication: Creators expect free or <$15/mo to start, then pay more as they grow Commune Opportunity: Free Garden tier + $9 Village tier captures market

Trend: Self-Hosted Renaissance

Stat: Ghost, beehiiv show creators willing to pay more monthly for 0% revenue share Implication: At scale, SaaS fees beat percentage fees ($99/mo < 10% of $10K MRR) Commune Opportunity: City tier at $99/mo with 0% platform fee is competitive with Ghost, better UX than self-hosted

9. Research Sources

Primary Sources

  1. Platform Pricing Pages (2024-2025): Skool, Substack, Patreon, Gumroad, Ghost, ConvertKit, beehiiv, Circle, Mighty Networks
  2. Creator Review Sites: SchoolMaker, Skool Insiders, Skool Pad, Whop, Rally.Fan, Today Testing
  3. Industry Reports:
    • beehiiv 2024 State of Newsletters Report
    • MBO Partners Creator Economy Report 2024
    • Mighty Networks Creator Economy Guide 2025
    • CreatorIQ Trends 2025
  4. Platform Announcements:
    • Patreon: “A standard platform fee for new creators — effective after August 4, 2025”
    • Gumroad: Fee change announcement (2022)
    • Substack: Apple IAP rollout (2025)

Secondary Sources

  1. Creator Blogs & Newsletters:
    • Big Desk Energy: “Substack just killed the creator economy”
    • Nick Wolny: “The Big, Fat Substack Review: Updates for 2024”
    • Travis Dailey: “Analyzing Gumroad’s Price Increase and Communication”
  2. Comparison Guides:
    • BloggingX: Skool vs. Circle
    • Creatoregg: Substack vs. Patreon
    • Expression Bytes: beehiiv review, ConvertKit vs. Ghost
  3. Community Discussions:
    • Indie Hackers: Pricing discussions (2024)
    • Reddit: r/Entrepreneur (platform pricing sentiment)
    • Medium: Creator economy thought pieces

Data & Statistics

  1. Creator Economy Market: $205.25B in 2024, projected $500B by 2027 (Goldman Sachs)
  2. Payment Processing Fees: $187B paid by US businesses in 2024
  3. Creator Earnings: 70%+ of full-time creators earn <$49K annually
  4. Platform Growth: beehiiv sent 15.6B emails in 2024 (up from 4.5B in 2023)
  5. Sentiment Data: Trustpilot, Reddit, creator forum sentiment analysis

Conclusion

The 2024-2025 creator platform landscape is consolidating around 10% platform fees as the industry standard, but creators are increasingly frustrated with:

  1. Hidden fees (Stripe fees, currency conversion, payout fees on top of platform fees)
  2. Platform lock-in (difficulty exporting data, no custom domains on low tiers)
  3. Scaling economics (percentage fees punish success)

Successful platforms are differentiating via:

For Commune, the opportunity is to:

  1. Undercut on fees (0% platform fee at City tier beats Substack/Patreon/Skool at scale)
  2. Over-deliver on entry (custom domain on $9 Village tier, beats Skool Hobby)
  3. Differentiate on depth (knowledge graph + gamification for intellectual rigor, not just likes)
  4. Build trust (radical fee transparency, full data portability, no exit penalties)

The winning pricing strategy combines accessibility (free/low entry), transparency (show all fees upfront), scaling economics (0% platform fee at scale), and ownership (custom domain, data export) — positioning Commune as the platform for serious knowledge creators who want to build, own, and monetize their intellectual capital without platform tax.

Next Steps for Commune:

  1. Validate pricing assumptions with beta creators (test $9 vs. $15 Village tier)
  2. Build fee calculator (show total cost at various MRR levels)
  3. Implement Stripe integration (ensure 0% Commune fee is technically feasible)
  4. Design upgrade prompts (auto-suggest City tier when Village fees exceed $99/mo)
  5. Create comparison marketing (position vs. Skool, Substack, Ghost)
  6. Develop data export tooling (make portability a trust-builder)
  7. Build knowledge graph discovery engine (differentiate from generic content platforms)

Research completed: October 18, 2025 Researched by: Claude (Anthropic) For: Commune pricing strategy

📚 Deep Research

Deep research as part of [[My Working Notes]] as I explore [[Commune]], [[Substack]], and [[Skool]].

Generated with: Claude Code
Model: Claude Sonnet 3.5
Length: 8,400 words